WinSouth Credit Union

Products to get you there


Share Draft

Share draft accounts (often called checking accounts) are offered to qualified members that have an existing share account.

  • No minimum balance after initial deposit
  • No monthly or annual fees for our basic share draft account
  • Duplicate checks for easy balancing.
  • Overdraft protection offered to qualified members.
  • Free checks for members age 55 AND retired.
  • Free debit card
  • Free home banking
  • Bill Pay – first three months free thereafter a $5 a month service charge
  • InfoTalk: 800-728-1412
  • Check balances, make transfers 24/7 with our new Online Banking at

Because We Care We Offer a Fresh Start Checking Account

  • $10 monthly service charge
  • Optional covering of overdrafts with transfers from your share account
  • 12 months with no overdraft and account in good standing and you will switch to a regular account

To help you get back on your feet and back on track we offer FREE service to all our members from Balance Financial Fitness Program.

Checking Account Management

Handling your account responsibly is a key factor in personal finance. Learn the steps to take control of your account. Learn more.

Money Management

You can save money and reach your financial goals – all it takes is a money management plan. Learn more.

Ever wonder where your money goes? Download this Fritter Finder and you will see EXACTLY where it goes in one week.

Download here.

For a free financial analysis with a live person, click on WinSouth Financial Services.  Jim Houston is ready to help you reach your financial potential!


*To Cancel your Debit Card, call 24/7 800-754-4128.