WinSouth Credit Union

  • Checking Accounts

    • With all the essentials you need, our checking accounts deliver flexibility and rewarding features to make banking easy.
  • Youth & Teen Savings

    • Designed for youth and teens, these accounts support saving, earning, and building a strong financial future.
  • Share Certificates (CDs)

    • A Share Certificate combines security and competitive returns to support long-term financial confidence.

as low as

9.90

%

APR*

As low as

4.85

%

APR*

Up to

3.80

%

APY*

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View account balances

Mobile App

Get real-time updates on your account balances and stay in control of your spending.

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Monitor Credit Score

Mobile App

View detailed reports and get personalized tips to improve your financial health.

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Credit Score Breakdown

Mobile App

Dive into a detailed credit score breakdown and stay in control of the factors that shape your score.

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Text Banking

Mobile App

Send texts to our secure number to make transfers, check balances, and more.

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Schedule External Transfers

Mobile App

Move money or make payments from your WinSouth accounts on your schedule.

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  • "Chary was so friendly and helped me with my paperwork in no time. Thank you so much for making things easy. Very professional as well." 

    Christie

  • "The ease of getting a small loan was amazing. I was able to do it over the phone. My loan officer, Tonya is the best, I always ask for her. It literally took less than 10 mins total and all done over the phone and online."

    April H

  • "I have used WinSouth's Rainbow City branch since it opened. It is an impressive organization which truly cares about my family and me. The Rainbow City Branch is filled with a super staff which is very friendly, competent, accommodating, and knowledgeable. They always do a great job."

    S Overton

  • "Jennifer is absolutely amazing! She tells you in detail about everything and you can ask her as many questions as you need to really understand things. She tries everything in her power to get you everything you need and more! I will forever be coming back to Jennifer!"

    Alexis B.

  • “Mr. Milton helped me out a ton! He took his time to answer my questions and to personalize a loan for me. I've been a member with WinSouth for 10+ years, and I highly recommend the Moody branch.” 

    Kevin Byrd

  • WinSouth CU Blog Logo

    Let's Talk Money.

    Small everyday purchases, like coffee runs, subscriptions, and late-night online shopping, can add…

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