We’re here to help you celebrate life. Get funds for whatever you may need to make life better — from a long overdue vacation to emergency car repairs.

  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • And much more!
  • Several types of secured and unsecured (signature) loans available
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing in Northeast Alabama
  • Detailed, friendly service from start to finish

Christmas is right around the corner.

Have you finished, or even started, on your Christmas shopping? Are you stressing over HOW you're going to pay for it this year? Let us help you out!

WinSouth's rates for our Holiday loan special are as low as 4.99% APR*! You can also get 90 days with NO payments if you have an existing Kasasa checking account or decide to open a new one. The accounts are free and you can get cash back for your purchases. It's a win, win! Get the Christmas cash you need today!

*APR=annual percentage rate.This special does not apply to existing WinSouth loans. Monthly payment of $9 per $100 borrowed for a 12 month term. Subject to membership and credit approval. Rates, terms, and conditions are subject to change without notice. Certain restrictions apply. Rates may vary based on individual creditworthiness. Financing for up to $5,000. Must meet criteria for cash back on purchases.