CalculatorRates

We’re here to help you celebrate life. Get funds for whatever you may need to make life better — from a long overdue vacation to emergency car repairs.

  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • And much more!
  • Several types of secured and unsecured (signature) loans available
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing in Northeast Alabama
  • Detailed, friendly service from start to finish

'Tis The Season For Skip A Payment!

At WinSouth Credit Union, we want to offer you a little something extra this holiday season. Because you are a valued member, we are giving you the opportunity to skip a payment* on your loan(s) in the month of either October, November, or December 2020.

Sign up now! Simply fill out the form below and return it to your nearest branch location. Skip A Pay forms should be received no later than ten (10) days prior to the due date of your loan(s). This program is not available on all loans. Remember, if you skip a payment, the interest is still charged for that month and will be reflected the following month. There is a $30 processing fee for each loan payment skipped; you can select your payment method on the form. Loans excluded from this offer are VISA accounts, loans currently past due, loans with less than 3 consecutive payments made, loans with greater than 30-days delinquency in the past 6 months, charged-off loans, mortgage loans, commercial loans, and loans with other than monthly payment frequency.

We wish you a wonderful holiday season!

Click here for the Skip A Payment Form 

 

*The skip a payment coupon does not change your current loan payment amount, but it does extend the term of your loan by one month. Interest will continue to accrue on the balance of the loan from the last payment date. Loans excluded from this offer are VISA accounts, loans currently past due, loans with less than 3 consecutive payments made, loans with greater than 30-days delinquency in the past 6 months, charged-off loans, mortgage loans, commercial loans, and loans with other than monthly payment frequency. If you have GAP protection, any amount of the loan skipped or delinquent may not be covered under GAP protection. Equal Opportunity Lender. American Share Insurance.