CalculatorRates

We’re here to help you celebrate life. Get funds for whatever you may need to make life better — from a long overdue vacation to emergency car repairs.

  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • And much more!
  • Several types of secured and unsecured (signature) loans available
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing in Northeast Alabama
  • Detailed, friendly service from start to finish

Need Some Extra Dough This Season??

Holiday loan specials up to $2,500 for 12 months with rates as low as 3.99% APR*. Loans up to $5,000 for 12 months with rates as low as 4.99% APR*.

You also have the option of no payment for 90 days! Apply online or in-person today! This offer is good through December 31st!

*APR=Annual Percentage Rate. This special does not apply to existing WinSouth loans. Monthly payment of $8.52 per $100 borrowed with a 3.99% APR. Monthly payment of $8.56 per $100 borrowed with a 4.99% APR. Subject to membership and credit approval. Rates, terms, and conditions are subject to change without notice. certain restrictions apply. Rates may vary based on individual creditworthiness