Enjoy more free time with our digital banking services. No branch trips are necessary to view accounts, transfer funds, and more from your computer or mobile device!

iPhone  Android

We've placed all of the links that you might need to make a payment in one convenient location. Please sign into online banking to access or set up your Bill Pay account.

Online Banking

Pay Loan with Debit Card or External Account

Make a VISA payment

  • Secure, easy-to-use service for WinSouth members
  • Manage a number of banking activities anytime, anywhere with internet access:
    • Access e-statements
    • View account balances and history
    • Transfer funds between accounts (one-time and recurring transfers)
    • View checks that have been written
    • Make loan payments
    • And more!
  • Make more time for yourself; fewer bank trips necessary
  • Print or download to popular financial management software

Sign into online banking here.

  • Fast, free, and secure service for customers enrolled in online banking*
  • Easily keep track of your finances — even on-the-go:
    • View account balances
    • Review history
    • Transfer funds between accounts
    • Receive alerts
    • Pay bills
  • Available via any web-enabled cell phone or device
  • Utilize this service in two convenient ways:
  • Save valuable time and effort; avoid an extra trip to a branch
  • Touch ID sign-in available on Apple devices for added security

*Wireless carrier data rates may apply.

iTalk is our free telephone banking service that offers 24/7 access to your accounts at WinSouth Credit Union. With iTalk, you can call and:

  • Check account balances
  • Transfer funds
  • Confirm checks that have cleared
  • Deactivate or report a lost or stolen card
  • And more!

Click here for setup instructions or call 1-800-728-1412 to get started.

  • Pay one-time or recurring bills with ease:
    • Schedule payments in advance
    • Set up payment reminders
    • Ensure payments are received on time
    • Have all payee information in one convenient place
    • Avoid paper clutter
    • More secure than paper billing
  • First three months of online bill pay are free; $5 monthly service charge thereafter

You can access your bill pay account or sign up once you log into your online banking account here.

Gone are the days of searching for your wallet. With mobile payments, paying has never been easier! Add your WinSouth cards to your mobile wallet today and pay more conveniently. 

  • Apple Pay, Samsung Pay, and Android Pay available
  • Pay in an easier way — no more counting change or carrying cards
  • Easily set up payment information
  • Add multiple cards to your device for extra convenience
  • Keep purchases private — card data is never directly transmitted to retailers
  • Easily protect your accounts if you lose your device

Set up your mobile pay with these simple steps:

  1. Add your card information to your mobile wallet. Some devices will let you snap a picture and input the information for you.
  2. Enter any information not captured.
  3. Follow the remaining prompts from your device.

If you have any questions feel free to contact us at [email protected] 

View our Digital Wallet Agreement for the fine print.

  • Save paper and save the environment
  • Fast, free, and easy alternative to paper statements
  • Easier to retrieve info when needed
  • Eliminate a paper trail
  • Reduce chances of fraud and identity theft
  • Arrive faster than paper statements
  • Simplify recordkeeping
  • Easily access past statements
  • Ability to download for permanent storage or print if needed
  • Receive email notice when a new statement is ready

Now you can create alerts for certain transactions that you wish to be notified about. Alerts such as low balance and transaction notifications will not only help you keep track of your account but will also help catch fraud early. You have the freedom to set the parameters that you wish. Have the notification sent to you through text or e-mail. The set up is very simple.

  • Log into your online banking
  • Select the "Alerts" tab
  • Select "Add Alert"
  • Choose an alert type
  • Set the parameters for your alert

If you need assistance in setting alerts, feel free to call 256-439-3134 or message us on Facebook!


Members can now pay their WinSouth loans with funds from another institution via debit card or ACH. Click here to make your loan payment now.

Do you need a loan but don't have time to come into the office? You can apply online or by phone now. One of our loan specialists will contact you to discuss your application and if there are any additional items needed for the loan process. Once the loan is approved, we can send your loan documents electronically through DocuSign. Signature loans and personal loans are the only loans that can be processed electronically as of now. Apply Now!

Members can now download a QuickBooks file directly from online banking. Follow the steps below to download your QuickBooks file. 

  1. Sign in to online banking at winsouthcu.com.
  2. While on the accounts summary page, click "Options."
  3. Select "Download to QuickBooks - QBO."
  4. Select the date range and deposit accounts you wish to include in the file.
  5. After clicking "Download", you will have a file that you can upload into your QuickBooks account.