|FACTS||WHAT DOES WINSOUTH CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons WinSouth Credit Union chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does WinSouth Credit Union share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes – information about your creditworthiness||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For non-affiliates to market to you||No||We don’t share|
|To limit our sharing||Call 256-543-7302
Please Note: If you are a new customer, we can begin sharing your information seven days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
|Questions?||Call 256-543-7302 or go to www.winsouthcu.com|
|What We Do|
|How does WinSouth Credit Union protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does WinSouth Credit Union collect my personal information?||We collect your personal information, for example, when you
|Why can't I limit all sharing?||Federal law gives you the right to limit only
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies such as:
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Location Data||Location Data is collected to provide location-based messages, offers, and interactions. WinSouth Credit Union's mobile app collects location data to enable push notifications even when the app is closed or not in use. It also is used to support promotional offers from WinSouth. If you use any location-based feature of WinSouth's mobile app, you agree that your geographic
location and other personal information may be accessed and disclosed through WinSouth. If you wish to revoke access to such information, you must cease using location-based features of WinSouth's mobile app via your device's settings. You may choose whether location data can be monitored on a
continuous basis in the background, only while the app is being used, or not at all. You can change your location permissions at any time in your device settings. Please read this notice carefully to understand how we handle user privacy.