Rates Calculator

When you have idle cash sitting around in savings, a share certificate is a great way to maximize those funds. Choose your term to earn fixed dividends.

Key Features

  • Competitive Dividends
  • Guaranteed Rates
  • Wide Range of Terms

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  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Dividends may be paid monthly, quarterly, or semi-annually
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • Renews automatically upon maturity
  • $1,000 minimum deposit to open

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use our calculator to get an estimate of your earnings. Click here.

Do you currently have an account with WinSouth Credit Union?

*Penalty is calculated based on current rate and the withdrawal amount.