Rates

Pay for what you want when you want it. Our Visa® credit card gives you purchasing power online and in stores across the world.

Enjoy all of the benefits of a WinSouth member!

  • Earn rewards through Scorecard® on all of your purchases
    • rewards include merchandise, travel, excursions, hotels and much more
  • No annual fee
  • Rates as low as 9.9%
  • Credit card purchase alerts
  • Free financial advising
  • Enjoy increased purchasing flexibility
  • Add your WinSouth credit card to your mobile* wallet
  • Easily make purchases in stores across the globe and online, anywhere Visa is accepted
  • Manage your credit card account online
  • Manage your rewards account online

*Only available with certain phone carriers and phone models

For assistance with your WinSouth Credit Union Visa credit card, please see the information below:

  • Visa Credit Card Customer Service: 800-477-0227
  • Visa Credit Card Fraud Service Center: 800-369-4887
  • To report a lost or stolen credit card, 24 hours a day, seven days a week call: 800-991-4961
  • eZcard Support (Website Support) call: 866-604-0380
  • Score Card Reward Help Desk: 800-854-0790

To put your Visa credit card on travel notice: 800-757-7302 (press 2 for card services during regular business hours)

Through Visa® Purchase Alerts, WinSouth debit and credit cardholders can receive purchase alerts via text or email for eligible Visa® Cards. All you have to do is create an account.

Benefits include:

  • Security: Receive alerts for transactions in real-time and catch potential fraudulent activity before it goes too far.
  • Control: Track spending
  • Convenience: Customizable alerts through SMS text or email.

Follow the steps below to enroll:

  • Visit VISA's website here.
  • Check to see if your card is eligible*.
  • Register your mobile device and email to receive Visa® Purchase Alerts.
  • Choose the notifications that match your needs, such as transactions exceeding a set amount.

*Not all card issuers will allow cards for SMS message alerts. Message and data rates may apply.

When you use your WinSouth VISA Credit Card, you'll earn awesome rewards on your everyday purchases! Rewards include merchandise, travel, excursions, hotels, and much more. Log in or create an account here to redeem your rewards.

  • Manage your rewards account online
  • Score Card Reward Help Desk: 800-854-0790

Follow the link below to manage your credit card account online. You'll be able to see past transactions, your current balance, make a payment, and much more. 

Log in to your credit card account here!

Whether you're consolidating your loans or just want a lower credit card rate, WinSouth has you covered. 

Get started in two easy steps:

  1. Apply for a WinSouth VISA credit card
  2. Once approved, complete the balance transfer form

Existing cardholders only need to complete the balance transfer form. This can be done here or in person at one of the branches.

 

Rates and terms subject to change without notice. Subject to membership and credit worthiness. Your credit card's normal APR* and normal finance charges apply to balances other than the transferred balance, such as purchases and cash advances. Currently, this APR is 9.9% but is subject to change. You may only transfer balances up to the amount of your credit limit. Balance transfers do not earn rewards. Balance transfers have no grace periods and may take up to 45 days to complete. You are responsible to pay any minimum balances to prevent fees from being incurred. WinSouth does not reimburse fees from other credit card providers. No annual fee. You must be at least 18 years of age. Other terms and conditions apply. APR*=Annual Percentage Rate.