Home Mortgage Loans

  • Purchase or refinance your home at competitive rates
  • Flexible terms up to 30 years available
  • Wide range of programs available, including manufactured home loans
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Home Equity Loans

  • Use the existing equity in your home as collateral backing
  • Home equity lines of credit also available
  • Local decision-making and processing in Northeast Alabama
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Auto Loans

  • Competitive, fixed rates on new or used vehicles
  • A wide range of terms available, from 36-84 months
  • Detailed, friendly service from start to finish
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Recreational Vehicle Loans

  • Competitive rates for a wide range of recreational vehicles
  • Financing for motorcycles, boats, RVs, and more
  • Flexible terms available to fit your needs
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Personal Loans

  • Competitive rates for a wide variety of personal needs
  • Several types of secured and unsecured (signature) loans available
  • Repayment terms customized to fit your unique needs
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Visa Credit Cards

  • Enjoy increased purchasing flexibility
  • Easily make purchases in stores across the globe and online, anywhere Visa is accepted
  • Earn rewards for purchases through Scorecard®
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Overdraft Protection

  • Multiple types of overdraft protection available
  • Avoid costly overdraft fees
  • Stress less about your account balance
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Loan Rates

As a community credit union, we're able to keep our rates competitive. View our current rates for loans.

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