Rates

Buying a home means laying down roots. As Alabama locals ourselves, we’ll help get you the best deal on your mortgage and serve you with the southern hospitality you deserve.

  • Competitively low rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • Flexible terms up to 30 years available
  • Fixed rate and adjustable rate mortgages (ARMs) available
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing in Northeast Alabama
  • Detailed, friendly service from start to finish

Visit our mortgage web center to learn more about our mortgage loans, view current rates, and apply!

 Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions. Learn more about fixed and variable mortgage rates in this short video.

  • Competitive rates for manufactured homebuyers
  • Purchase your home at a competitive rate and have it installed in your private property or manufactured home park
  • Flexible terms available
  • Manufactured home must be less than 8 years old
  • Loans can be made with or without land
  • Local decision-making and processing in Northeast Alabama
  • Detailed, friendly service from start to finish