Our auto loans feature competitive rates and terms that work with your budget — whether you’re looking for a kid-friendly minivan or a flashy coupe just for you.

Refi Your Ride is Happening Now!

Refinance your auto loan from another financial institution to WinSouth and we'll give you .75% off your current auto loan rate. This is a limited time offer! 

  • Minimum rate offered is 5% APR*
  • Must show proof of your current auto rate when applying

*This special does not apply to existing WinSouth loans. Subject to membership and credit approval. Rates, terms, and conditions are subject to change without notice. Certain restrictions apply. Rates may vary based on individual creditworthiness. Minimum rate to be offered is 5.00% APR. APR= Annual percentage rate. Members must provide paperwork displaying the current rate to get the .75% lower rate and can't extend the existing term of the loan.

Auto Loans Made Just for You! 

  • Competitive, fixed rates on new or used vehicles
  • A wide range of terms available, from 36-84 months
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Local decision-making and processing of your loan request
  • Detailed, friendly service from start to finish

Check out our buy vs. lease calculator!


*Minimum amount is $3,000. Subject to membership and credit approval. Some restrictions may apply. Rates may vary based on credit worthiness. Rates, terms, and conditions subject to change without notice.