Our auto loans feature competitive rates and terms that work with your budget — whether you’re looking for a kid-friendly minivan or a flashy coupe just for you.


Auto Loans Made Just for You! 

  • Competitive, fixed rates on new or used vehicles
  • A wide range of terms available, from 36-84 months
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Local decision-making and processing of your loan request
  • Detailed, friendly service from start to finish

Check out our buy vs. lease calculator!


*Minimum amount is $3,000. Subject to membership and credit approval. Some restrictions may apply. Rates may vary based on credit worthiness. Rates, terms, and conditions subject to change without notice. 

*APR= Annual Percentage Rate. This special does not apply to existing WinSouth
loans. Finance charges begin on the closing date and accrue during the payment
deferral period. Subject to membership and credit approval. Rates, terms, and
conditions are subject to change without notice. Certain restrictions apply. Rates may
vary based on individual creditworthiness. Equal opportunity Lender. Deposits insured
through American Share Insurance.