CalculatorRates

Our auto loans feature competitive rates and terms that work with your budget — whether you’re looking for a kid-friendly minivan or a flashy coupe just for you.

 

Auto Loans Made Just for You! 

  • Competitive, fixed rates on new or used vehicles
  • A wide range of terms available, from 36-84 months
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Local decision-making and processing in Northeast Alabama
  • Detailed, friendly service from start to finish

*Minimum amount is $3,000. Subject to membership and credit approval. Some restrictions may apply. Rates may vary based on credit worthiness. Rates, terms, and conditions subject to change without notice. 

*APR= Annual Percentage Rate. This special does not apply to existing WinSouth
loans. Finance charges begin on the closing date and accrue during the payment
deferral period. Subject to membership and credit approval. Rates, terms, and
conditions are subject to change without notice. Certain restrictions apply. Rates may
vary based on individual creditworthiness. Equal opportunity Lender. Deposits insured
through American Share Insurance.

The Spring Sale is going on now and, this year, we've included boats and RVs!

Auto rates as low as 1.69% APR*. Boat and RV rates as low as 3.75% APR*. When you finance your auto, boat, or RV with WinSouth, you'll receive 90 days until your first payment and be entered to win a $250 gift card! Apply online, visit a WinSouth branch, or visit a participating dealership to get your low rate today! Offer ends May 31st! 

 

Participating dealerships include:

Alexander Ford, All American Ford, Bill Hancock Motors, CDJR of Albertville, Devan Lowe, HM Freeman Motors, H&R Motors, Ronnie Watkins Ford, Tameron Honda Gadsden, Terry Sligh Chevrolet, Twin City Used Cars, Consumer Auto Brokers, Thompson Motors, Lowery Brothers Motors, Gary Thompson Auto Sales, Young Motors, Guntersville Chevrolet, Howard Bentley Buick GMC, Chevrolet of Boaz, Team One Nissan of Albertville, Team One Chevrolet of Gadsden, Team One Hyundai of Gadsden, Team One Chrysler Dodge Jeep Ram of Gadsden, Team One Toyota of Gadsden, GB Enterprises, Truck Country Autos LLC.

 

*APR= Annual Percentage Rate. This special does not apply to existing WinSouth loans. Finance charges begin on the closing date and accrue during the payment deferral period. Subject to membership and credit approval. Rates, terms, and conditions are subject to change without notice. Certain restrictions apply. Rates may vary based on individual creditworthiness. Equal opportunity Lender. Deposits insured through American Share Insurance.

For official gas cash giveaway rules click here.