Our auto loans feature competitive rates and terms that work with your budget — whether you’re looking for a kid-friendly minivan or a flashy coupe just for you.


Spring Car Sale Happening Now! Rates as low as 1.85% APR*

Spring is here and we want to help you get out and about in the car or truck just right for you! 
Right now, with a WinSouth Car loan, you can get interest rates as low as 1.85%! Plus, you will have 90 days* until your first payment! It’s a perfect time to car shop with interest rates you can afford. Apply online, via phone, or at one of our participating dealerships

  • Competitive, fixed rates on new or used vehicles
  • A wide range of terms available, from 36-84 months
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Local decision-making and processing in Northeast Alabama
  • Detailed, friendly service from start to finish

Participating Dealerships:

Alexander Dodge Chrysler Jeep. Alexander Ford. Bill Hancock Motors. Gary Thompson Auto Sales. HM Freeman Motors. Lowery Brothers Motors. Ronnie Watkins Ford. Tameron Honda Gadsden. Team One Chevrolet of Gadsden. Team One Chrysler Dodge Jeep Ram Gadsden. Team One Hyundai of Gadsden. Team One Nissan of Albertville. Terry Sligh Chevrolet. Thompson Motors. 

*Loans include: New and used auto loans. Current loans with WinSouth CU are not eligible for this promotion.

*Minimum amount is $3,000. Subject to membership and credit approval. Some restrictions may apply. Rates may vary based on credit worthiness. Rates, terms, and conditions subject to change without notice. 

*APR= Annual Percentage Rate. This special does not apply to existing WinSouth
loans. Finance charges begin on the closing date and accrue during the payment
deferral period. Subject to membership and credit approval. Rates, terms, and
conditions are subject to change without notice. Certain restrictions apply. Rates may
vary based on individual creditworthiness. Equal opportunity Lender. Deposits insured
through American Share Insurance.