Our auto loans feature competitive rates and terms that work with your budget — whether you’re looking for a kid-friendly minivan or a flashy coupe just for you.

  • Competitive, fixed rates on new or used vehicles
  • A wide range of terms available, from 36-84 months
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Local decision-making and processing in Northeast Alabama
  • Detailed, friendly service from start to finish

90-Day No Payment Special

Now until March 1, 2018, you can move your current auto loan from another vendor to WinSouth Credit Union or apply for a new/used auto loan* with WinSouth to take advantage of our 90-day no payment auto loan special.

What do I get?

You'll get 90 days to make your FIRST PAYMENT, same-day loan approval, and great WinSouth low rates. Apply online anytime using the button above or below!

*Loans include: New and used auto loans. Current loans with WinSouth CU are not eligible for this promotion.

*Minimum amount is $3,000. Subject to membership and credit approval. Some restrictions may apply. Rates may vary based on credit worthiness. Rates, terms, and conditions subject to change without notice.