WinSouth Credit Union

Help for today. Sound advice for tomorrow.

 

Business Products

WinSouth Credit Union is your BUSINESS partner!

Regardless of what business you operate, large or small, WinSouth Credit Union has products that are designed to fit your business needs.

Business savings, checking and loans are available to any business owner in any of the counties served by WinSouth Credit Union. Our business department has expert staff that can help you as a business owner to improve your business's bottom line.

Checking—Business analysis, basic business and business platinum checking. You determine which business checking accounts meet your specific business needs.

Business Analysis Checking

  • First 150 debits and 200 credits free, thereafter 20 cents per item.
  • Dividends compounded monthly.

Basic Business Checking

  • Same as business analysis but with a $10 monthly service fee (unlimited debits and credits).

Business Platinum Checking

  • Dividend rate paid depending on balance tier with % of NY Prime.
  • Dividends compounded monthly.
  • $5,000 minimum balance to earn dividend.
  • Tiered rate:
    $5,000-$14,999 10% of NY Prime*
    $15,000-$49,999 25% of NY Prime*
    $50,000-$99,999 40% of NY Prime*
    $100,000 + 60% of NY Prime*

* Contact your local representative to get current rates that apply.

Loans—Simple interest loans of all types to fit your business needs:

  • Working capital.
  • Real estate.
  • Equipment.
  • Line of credit.
  • Service vehicles/automobiles.

Contact our commercial business department: 256-543-7660 Fax: 256-543-7659

Business Account Members

Please read this important disclosure.

UNLAWFUL INTERNET GAMBLING NOTICE: Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through your account or relationship with WinSouth Credit Union. Restricted transactions generally include, but are not limited to, those in which credit, electronic fund transfers, checks or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling.